LIC ADO Age Calculator (2026)

LIC Apprentice Development Officer • Conducted by Life Insurance Corporation of India (LIC)

Check Eligibility

Enter your details to calculate exact age for LIC ADO.

Date of Birth

Awaiting Details

Enter your date of birth and category to see if you are eligible for this exam.

Category-wise Age Limits Table

Official age boundaries and relaxation rules for LIC ADO.

Category	Min Age	Max Age
General / UR	21 Yrs	30 Yrs
OBC (NCL)	21 Yrs	33 Yrs
SC / ST	21 Yrs	35 Yrs

Eligibility Criteria

Educational Qualification

Bachelor's Degree in any discipline from a recognized University or Fellowship of Insurance Institute of India, Mumbai.

Category-wise Age Relaxation

Category	Relaxation	Max Age	Attempts
General / UR (Open Market)	No relaxation	30 Yrs	Unlimited
OBC (NCL) (Open Market)	3 years	33 Yrs	Unlimited
SC / ST (Open Market)	5 years	35 Yrs	Unlimited
LIC Agents (UR)	10 years	40 Yrs	Unlimited
LIC Agents (OBC)	13 years	43 Yrs	Unlimited
LIC Agents (SC/ST)	15 years	45 Yrs	Unlimited
LIC Employees (UR)	12 years	42 Yrs	Unlimited
LIC Employees (OBC)	15 years	45 Yrs	Unlimited
LIC Employees (SC/ST)	17 years	47 Yrs	Unlimited

Special / Additional Relaxations

LIC Agents get relaxation based on years of service. A minimum of 5 years of service is needed to apply under this category.
Confirmed employees of LIC with not less than 3 years of service in Grade III/IV can apply under the Employee category.

Important Notes

Candidates should have a good track record and sound knowledge of insurance markets.
The selection process includes Prelims, Mains, and Interview followed by medical examination.

Eligibility data above is based on standard official rules. Rules can change — always verify the latest official Life Insurance Corporation of India (LIC) notification before applying.

Frequently Asked Questions

Common queries regarding LIC ADO age limits, cutoff date, and attempts.

For Open Market candidates (freshers), the age limit is 21 to 30 years. OBC candidates get 33 years, and SC/ST candidates get 35 years.

LIC Agents (UR) can apply up to 40 years of age. OBC agents can apply up to 43 years, and SC/ST agents can apply up to 45 years.

LIC Employees (UR) can apply up to 42 years of age. OBC employees can apply up to 45 years, and SC/ST employees can apply up to 47 years.

For LIC Agent and Employee categories, a Bachelor's Degree is required. For the Open Market category, a Bachelor's Degree from a recognized university or Fellowship of Insurance Institute of India, Mumbai is required.

Usually, there is no negative marking in the LIC ADO online exam, which makes it distinct from banking exams.

Yes, candidates selected as Apprentice Development Officers must execute an undertaking to serve the Corporation for a minimum period of 4 years from the date of joining.